Products for small business
Tools that pay for themselves.
Ready-to-use spreadsheet tools that solve the problems every small business actually faces — getting paid, pricing right, knowing your numbers, and keeping costs in line. Every result is a live formula you can inspect. No add-ins. No monthly fee. Buy once, own it forever.
Get the Cash-Flow & Sales Workbook, free.
A full 6-tab planning workbook — 12-month cash-flow forecast, sales dashboard, and break-even model. Drop your email and it's yours. See the quality before you buy anything.
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Invoice & Receivables Tracker
Stop losing track of who owes you.
- Print-ready, professional invoice template
- Ledger with automatic balances & days-past-due
- Aging breakdown: current / 1–30 / 31–60 / 60+
- Dashboard: invoiced, collected, overdue at a glance
Pricing & Margin Calculator
Price for profit instead of guessing.
- Enter your cost + target margin → the right price
- Shows markup, actual margin, and profit per unit
- Explains the margin-vs-markup trap that kills profit
- Built-in printable quote / estimate builder
Expense Tracker & P&L
Know if you're actually making money.
- Log income & expenses with simple dropdowns
- Automatic profit-and-loss statement
- Monthly trend so you can spot problems early
- Tax-ready: expenses already categorized
Inventory & Reorder Planner
Never run out — or tie up cash in dead stock.
- Automatic reorder points from your usage & lead time
- Suggested order quantity for each item
- Red alerts for what to reorder now
- Dashboard: stock value & purchase cost
Staff Schedule & Labor Cost
Rein in your biggest controllable cost.
- Weekly schedule with hours per employee
- Overtime over 40h auto-flagged and paid at 1.5×
- Labor cost as a % of sales, vs. your target
- Clear over-budget warning
Loan & Amortization Planner
Understand any loan before you sign.
- Monthly payment from amount, rate & term
- Full month-by-month amortization schedule
- See how extra payments cut interest & time
- Exact payoff date and total interest
The complete toolkit — all six tools
Buy individually, or get all six together and save.
Each tool ships pre-filled with realistic sample data so you can see it working; a “Start Here” tab explains how to swap in your own numbers. Files open in Microsoft Excel, Google Sheets, or LibreOffice Calc. Prices shown at checkout.
Why they're different
Software you understand, not software you rent.
Transparent
Every number is a formula you can click and follow. Nothing is hidden inside an app you can't inspect.
Yours to keep
A one-time file that lives on your computer. No accounts, no monthly bill, no vendor holding your data.
Checked for errors
We rebuild every workbook, recalculate it, and scan for formula errors before it ships. Zero tolerance.
Need one tailored to your business?
These templates cover the common problems. If yours is specific — a custom quote system, a job-costing model, a KPI dashboard — we build those too.